An interesting tidbit, when I worked at a Barnes and Noble and filled in at the Starbucks station I had to look at the cheat sheet for every drink but one: the latte.
The equation in my head is basically this: (latte=4$=coffee + milk)>sucker customer.
Another equation goes like this: ((coffee=50 cents= free refills)+ free milk or cream)=smart customer.
So now when I go to the coffee shops I still spend 4$ BUT I buy the 50 cent coffee and dress it up, leave a $3.50 cent tip when I can. Or I buy a muffin too. Or get Tot a "milk tea" and the balance is a tip.
Sometimes I dress it up with honey and cream. That's a cafe breve with honey. Mmmmm.
Anyway, I like the working guy to get the extra, not the corporation. Plus, 4$ for a cup of coffee with milk? French name or no.....
So there you have it, my frugal tip.